Auto Loan Calculator

Calculate your car payment with taxes, fees, trade-ins, and financing options

Compliant with Indonesian Banking Regulations (OJK)

Current BI Rate: 5.00% | Suku Bunga Acuan Bank Indonesia

Bank Indonesia reference rate as of August 20, 2025. Loan rates are calculated as BI Rate + spread according to OJK regulations.

Vehicle & Loan Details

16.7% of vehicle price

Current value of your trade-in vehicle

Current BI Rate: 5% | Max allowed: 20%

Maximum allowed: 7 years (Indonesian banking regulation)

Taxes & Fees

Tax: Rp 30.500.000

Doc fees, registration, etc.

Loan Summary

Vehicle + Fees: Rp 305.000.000
Sales Tax: Rp 30.500.000
Total Cost: Rp 335.500.000
Net Loan: Rp 285.500.000